Subscription for medical insurance shall be according to the following sectors:-

Regular Sector:

It comprises the employees in both private and public sectors who have specific employer, provided that the number of the employees should not be less than (10). 10% shall be deducted from the total monthly salary (4% deducted from the employee and 6% paid by the employer).

Semi Regular Sector:

It comprises bodies and segments of common divider. Deduction account is calculated for individuals and families in the regular sector.

Irregular Sector:

It comprises unpaid workers who have no common divider with any other group (free Sector). Deduction is calculated according to ce4rtian bases to be agreed upon. 

Sponsorship:

The subscriber has the right to sponsor his family explained below and issue medical cards for them as follows:

- Person (family Custodian).

- Wife or wives also the wife can sponsor her husband.

- Father and mother.

- Unmarried daughters.

- Sons up to (18) years for the secondary students or age of (24 years) for university or higher institutes students.

Rules of Card Issuance:

Subscription in medical insurance is made by obtaining medical insurance card to be issued according to specific procedures , provided that the following documents are to be presented:-

- Identification of the employee ( ID, nationality, passport)

- Copy of marriage contract.

- Copy of the identification of parents, husband or wife.

- Children’s birth certificates.

- One photo for each member of the family.

Lost of Insurance Card:

-         In the event of loss of the insurance card, a loss report should be presented from the nearest police station.

-         ID is to be presented + No of the loss card.

-         A photo is to be presented.

Cases of Adding a Member:-

·       When adding sons, there to be presented the ID o f the employee, birth certificate + photos.

·       When adding couples, there to be presented marriage contract in addition to the ID and photo of the employer.

·       No employee is added in case that the institution is introduced by 100% except upon presenting ID of an employee that left work, referred to pension or died, or otherwise the institution presents new list of salaries.

The government and private institutions should receive IDs of those dismissed for any reason to enable it introduce new substitute in their places.